You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.

POSOCAP.COM SUBSTACK BLOG

TERMS OF SERVICE

Last Updated: June 20, 2025

1. Acceptance of Terms

By accessing or using the content, services, features, or functionality (collectively, “Services”) offered through the POSOCAP.COM Substack blog (“Site”), you (“User,” “you,” or “your”) agree to be bound by these Terms of Service (“Terms”) and by all applicable laws, rules, and regulations. If you do not agree to these Terms, you must immediately cease all use of the Site.

2. Changes to Terms

We reserve the right, at our sole discretion, to modify, amend, or update these Terms at any time and without prior notice. Any changes are effective immediately upon posting on the Site. Your continued use of the Site after the posting of revised Terms constitutes your binding acceptance of the revised Terms.

3. Proprietary Rights

3.1. Ownership. All content, including but not limited to text, graphics, images, photographs, video, audio, data compilations, software, logos, trademarks, trade dress, and the selection and arrangement thereof (collectively, “Content”), and all intellectual property rights therein, are the exclusive property of POSOCAP.COM or its licensors, and are protected by U.S. and international copyright, trademark, patent, trade secret, and other intellectual property laws.

3.2. Reservation of Rights. All rights, title, and interest in and to the Site and the Content not expressly granted herein are reserved by POSOCAP.COM. No right, title, or interest in any intellectual property rights is transferred to you by virtue of these Terms or your use of the Site.

4. Limited License; Restrictions

4.1. License Grant. Subject to your compliance with these Terms, POSOCAP.COM grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Site and to view or download one copy of the Content solely for your personal, non-commercial use.

4.2. Prohibited Uses. You agree not to, and will not permit others to, directly or indirectly:

a. Copy, reproduce, distribute, republish, download, display, post, transmit, or otherwise exploit the Site or any Content in any form or media or by any other means;

b. Modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works of the Site or any Content, except as expressly authorized by POSOCAP.COM;

c. Remove, alter, or obscure any copyright, trademark, or other proprietary notices contained in or on the Site or Content;

d. Use the Site or Content for any commercial purpose, including any advertising, marketing, or sales activity;

e. Frame, mirror, or otherwise incorporate any part of the Site into any other website or service;

f. Use any robot, spider, scraper, or other automated means to access the Site or collect any Content for any purpose without POSOCAP.COM’s express written permission;

g. Interfere with or attempt to gain unauthorized access to the Site, servers, or networks connected to the Site;

h. Engage in any activity that disrupts or interferes with the proper operation of the Site or any user’s enjoyment of the Site.

5. User-Generated Content

5.1. Submissions. If you submit any content to the Site (including comments, questions, suggestions, feedback, or the like, “User Content”), you grant POSOCAP.COM a perpetual, irrevocable, non-exclusive, fully paid, royalty-free, worldwide license to use, reproduce, modify, publish, translate, distribute, and display such User Content in any media. You represent and warrant that you own or otherwise control all rights in and to your User Content and that use of your User Content by POSOCAP.COM will not infringe or violate the rights of any third party.

5.2. Moderation. POSOCAP.COM reserves the right, but has no obligation, to monitor, edit, or remove any User Content for any reason, including User Content that, in POSOCAP.COM’s sole discretion, violates these Terms.

6. Privacy

Your privacy is important to us. Our Privacy Policy, available at [Privacy Policy URL], governs the collection, use, and disclosure of your personal information. By using the Site, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

7. Disclaimers and Warranties

7.1. AS-IS. THE SITE, INCLUDING ALL CONTENT, SERVICES, AND FUNCTIONS MADE AVAILABLE ON OR THROUGH THE SITE, IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, AND POSOCAP.COM DISCLAIMS ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED, OR STATutory, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

7.2. NO LIABILITY FOR ERRORS. POSOCAP.COM DOES NOT WARRANT THAT THE SITE OR ANY CONTENT IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE.

7.3. NO ADVICE. NOTHING ON THE SITE CONSTITUTES PROFESSIONAL OR LEGAL ADVICE. YOU SHOULD SEEK PROFESSIONAL OR LEGAL ADVICE AS REQUIRED.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL POSOCAP.COM OR ITS AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), ARISING FROM OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE OR ANY CONTENT. IN NO EVENT WILL POSOCAP.COM’S TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED U.S. DOLLARS (US$100).

9. Indemnification

You agree to indemnify, defend, and hold harmless POSOCAP.COM and its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, demands, actions, suits, proceedings, liabilities, losses, damages, costs, and expenses (including reasonable attorneys’ fees and costs) arising out of or relating to (a) your breach or alleged breach of these Terms; (b) your User Content; or (c) your use of the Site.

10. Termination

POSOCAP.COM may, in its sole discretion and without prior notice or liability, suspend or terminate your access to all or part of the Site for any reason, including if you breach these Terms. Upon termination, your license to use the Site automatically terminates, and you must immediately destroy any downloaded or printed Content.

11. Governing Law and Venue

These Terms and your use of the Site are governed by and construed in accordance with the laws of the State of [State], without regard to its conflicts of law principles. Any legal suit, action, or proceeding arising out of or related to these Terms or the Site will be instituted exclusively in the federal or state courts located in [County], [State], and you consent to the personal jurisdiction of such courts.

12. Miscellaneous

12.1. Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and POSOCAP.COM concerning the Site, superseding any prior or contemporaneous agreements.

12.2. Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.

12.3. Waiver. No waiver of any term or condition of these Terms will be deemed a further or continuing waiver of such term or condition or any other term or condition.

12.4. Assignment. You may not assign or transfer these Terms or any rights or obligations hereunder, voluntarily or by operation of law, without POSOCAP.COM’s prior written consent. POSOCAP.COM may assign these Terms at any time without restriction.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [info@posocap.com]

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms.